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Worldwide Recovery Specialists, Inc.

is a female owned and operated business located in St. Paul, Minnesota. WRS provides accounts receivable management services to clients within the healthcare, retail and commercial industries.

Checks and Balances (a division of WRS) provides bad check collections.

We consult with you and your team to develop a customized program to meet your specific collection needs, reduce bad debt expense and maximize your AR recoveries while being mindful of your established customer or patient relationship.